Why do I need diving insurance?
Diving fascinates people all over the world. However, not everyone thinks about the fact that diving (like any sport) involves risks.
If an accident does occur, the resulting costs can be very high and usually have to be paid out of your own pocket. Few insurance companies cover the treatment of decompression sickness in a hyperbaric chamber.
If treatment in a hyperbaric chamber is required, this can quickly add up to four and in extreme cases five-figure sums, plus any hospital, accommodation and transport costs.
To make sure you don’t have to pay these costs, it’s a good idea to take out diving insurance just in case.
If you don’t want to take out a full year’s diving insurance from the outset, we also offer you the option of taking out a short term diving insurance policy with IDA, which you can choose to be valid for between 1 and 30 days. You can find all the information you need on our page IDA Insurance Limited.
DAN – Diver Alert Network Europe
Our dive centre is insured with DAN Europe. As instructors (Philipp) and divers (Sabrina) we have been insured with DAN Europe for many years. All our employees are also insured with DAN Europe through the dive centre.
5 IMPORTANT FACTS ABOUT DAN INSURANCE PLANS
24/7 Multilingual Diving Emergency Hotline
It’s a hotline fully dedicated to divers, managed by DAN’s medical network, handling over 5,500 emergency calls per year and offering timely assistance in case the unexpected happens.
Limitless Payment of Emergency Medical Transportation
Sending out a helicopter or speedboat to assist a diver in the middle of nowhere can bear considerable costs. DAN’s reliable service providers make the process quicker and more effective.
Payment of Emergency Medical Treatment, Hyperbaric Therapy and Hospitalisation
Treatment of dive injuries can be very expensive, especially abroad and when specialised care and hyperbaric therapy are required. Reliable insurance coverage is essential.
Travel Accident Insurance
Divers are travellers, which is why we offer specific insurance covers for costs deriving from non-diving emergencies abroad, so that our members can enjoy holidays with peace of mind.
Professional Third-Party Liability Insurance
Diving professionals are offered a 4.000.000€ cover for third-party liability. This specific insurance is made for professionals in need of comprehensive protection against another party’s claims, including legal defence.
For more information or to register with DAN, click on the DAN logo here.